Programs
CHOOSE YOUR SERVICE
BUYER SERVICES SELLER SERVICES
Pay Less Because You Deserve More !!!
Below is the inventory of List For Less Programs & Services. If you would like to learn more about a program, simply click on the box next to the program of interest and the specific details of that program will be clearly described. As always, if you should have any questions or require clarification, please do not hesitate to contact us or call List For Less Customer Care at 410-531-1414.
List For Less - Contact Us Here - 410-531-1414
List For Less Home Tour / All Programs / Rebate Program / MLS Home Search Here
Seller / Free / $299 / $499 / $999 / $2499 / Contract Only / Flexible Listing / List Now
Buyer / New Home / Level I / Level II / Level III / Buyer Agent / Loan Pre-Approval
Client Log In / Questions & Answers / Join Us / Affiliate Services / Terms and Conditions
LIST FOR LESS
PAY LESS ... BECAUSE YOU DESERVE MORE!!!
SELLER'S SECTION
AND RELATED SERVICES
List For Less and Save - Before you list your home with any real estate company, let alone a company that will charge you five, six or even seven percent commission based upon the sales price of your home, you should ask yourself - "am I getting my monies worth?" In general, most people answer "no" and this is exactly why we created List For Less. To save you money! At List For Less, you have the opportunity to choose the exact services that will best support you in an effort to maximize every dollar on the sale of your home. See Below for a list of all of the Seller Services and start saving your hard earned money, now!
Maybe a full fee, "full service" real estate agent is right for you - There is a reason why real estate agents have been around forever; so, make sure that you weigh your options carefully. And most importantly, if you do decide to pay a big real estate commission, make sure that you get what you pay for. All agents have the same tools yet a very small select few agents perform at a superior level. Remember, real estate commissions are not set as is prescribed by law and are indeed negotiable. For more details please click here to learn about Anti-Trust Laws as they relate to the real estate industry as determined by the US Department of Justice.
There are really four agent groups that you have to choose from and you should take the time to choose what is best for you and the sale of your home. Big Teams are normally not a good way to go simply because your home is being used as a tool to make that team's successful and sell other homes by feeding that teams buyer's agents. If you are going to use a big team, at least get them to pay you lot rent for the ability to place their for sale sign in your front yard, just because they will be using your home as a tool to help them make money by selling a home ... just not necessarily your home. They may be buyer hunting not listing selling.
When choosing the services of a Realtor, everything is negotiable and as stated earlier, commissions cannot be prescribed by law. Before you pay 5%, 6% or more based upon the sales price of your home, determine exactly what that agents marketing plan is; where they will be advertising and when will the adds be running as well as how often. Remember, if you pay a big fee you should get big service and know the marketing game plan for your home. If you should have a unique or a specialty home learn what are the best avenues to bring in the clients. For Example : are there specific trade publications and the list goes on and on. Without a doubt, just because an agent is charging you a big fee doesn't mean that they will market you home where it needs to be, therefore you must confirm before you find yourself to a long term contract with a realtor.
Negotiate a lower commission. If you negotiate a lower commission, your representative's budget may not allow for marketing and promotion that may be necessary to sell your home. The way most agents budget their fee paid at closing is as follows: 1/3 is paid to the agent's company, 1/3 is paid to the agent for the service that they provide to you and finally, 1/3 is allocated to marketing and promotion. If you negotiate a lower commission, the agent may simply cut out the final 1/3 of the money which is there to sell your home. Keep this in mind!!!
When choosing a representative, interview several agents. Do Not Forget - it is the individual activities of an agent that will assist you in selling your home, not the company that they work for. Explore all options and put yourself in the buyer's shoes. You know your home. Offer suggestions to the real estate agent. Once you have chosen an agent to represent your home and your best interests, make sure that everything is in writing including but not limited to their entire marketing plan. Then entrust the agent to do the job you have hired them to do, relax and get ready to start packing!
If you would like even more information about selling your home, the FTC (Federal Trade Commission) has created a document entitled "Selling Your Home? Tips For Selecting a Real Estate Professional" and if you Click Here you will be taken to the FTC website and said document. At USA List For Less a fully informed individual will become our best customer.
If you should have any questions please go to our Question and Answer Section and you will be able to see what past clients and customers have asked and the corresponding answer. If your specific question is not there, do not hesitate to complete a question form and we will respond to you quickly.
Saving Money. Finally, if you are interested in saving lots of money by putting a little effort in to the process of selling your own home, then USA List For Less is right for you! Look below and select the program that meets your wants and needs.
LIST FOR LESS - SELLER'S SERVICES
PAY LESS ... BECAUSE YOU DESERVE MORE!!!
SELECT YOUR SELLER'S SERVICES HERE
>>> FREE >>> Post Your Home On List For Less <<< FREE <<<
For A Detailed Comparison Chart of the Above Seller's Programs
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List For Less - Contact Us Here - 410-531-1414
List For Less Home Tour / All Programs / Rebate Program / MLS Home Search Here
Seller / Free / $299 / $499 / $999 / $2499 / Contract Only / Flexible Listing / List Now
Buyer / New Home / Level I / Level II / Level III / Buyer Agent / Loan Pre-Approval
Client Log In / Questions & Answers / Join Us / Affiliate Services / Terms and Conditions
LIST FOR LESS
PAY LESS ... BECAUSE YOU DESERVE MORE!!!
BUYER'S SECTION
AND RELATED SERVICES
Choose List For Less and SAVE BIG MONEY $$$ - In the old days, there were only two ways to buy a home.
One - go straight to a property owner who is attempting to sell their property for sale by owner. The good here is that most times owner's reduce the commission right out of their price and you start negotiating from there; so, it is many times a below market purchase. The down side is that you and the seller are attempting to take on a very large transaction with limited knowledge or experience, so the possibility for disaster is very real with big money and people's lives at stake. Both of these factors will create the strong possiblity of a lawsuit when things do not go as planned. This fact is exactly why most realtors carry an E & O insurance policy well in excess of $1,000,000.00.
Two - get a real estate sales person to show you a home or homes and then sell it to you. The good here is that you hopefully have a professional Realtor who is knowledgeable, experienced and has your best interests at heart looking out for you verse a saleperson looking out for their commission. For this service you paid five, six or even seven percent plus maybe even a bonus to your real estate agent because you bought a certain property through them. Surely, now you are thinking, I do not pay a commission; the seller pays it ... right??? Think Again - just because the commission is on the seller's side of the closing statement doesn't mean that you didn't actually pay it ... you do!!! Where does the seller get the funds to pay the agents? That's right from your cash and your loan ... it is your money and equity that compensates the real estate agents.
This is exactly why we created List For Less. At List For Less you can take advantage of today's tools as a buyer and start saving money right away! If you have access to the internet, then you basically have the same exact tools at your finger tips that a professional real estate agent has. Now, all you have to do is click here to search all of the available homes in our area. Just a little bit of time on your part and you are on your way to saving a fortune on the purchase of your next home.
Before you start looking for a place to call home ... I would like to give you a little guidance from an individual who has been actively selling real estate since 1987 and has assisted well over a thousand people buy or sell new homes, residential re-sale homes, land and commercial property. Oh Bye The Way ... if you should have any questions, please do not hesitate to contact me or visit our Question and Answer Section to learn what past clients and customers have asked and their corresponding answers.
See Below for the SEVEN important steps towards making sure that you purchase the right home.
Six Steps Towards Purchasing the Right Home
First - do yourself a huge favor and have a Certified Mortgage Provider pre-qualify you for a loan. It is very important that you know your credit score. What does a score mean? The FICO score ranges from 300 to 850. If you broker it down like a grade it would be as follows : 760 and above is an A Best credit (lowest interest rates) : 700 - 759 is a B : 600 - 700 is a C and 599 and below D or F Worst credit (highest interest rates) if you can get a loan at all. And here are some tip and guidelines as to how you can make your credit score better : Pay your bills on time and make it an ongoing habit - Pay off your debt. Don’t just move it around. - Request credit reports from the three main agencies and check for any errors that may be there. They are not all identical and one could have an error. - and avoid opening a number of new accounts in a short period of time. No question about it, a great load officer will be able to analyze your situation and guide you to the appropriate loan which will serve you best over the long run. Get Pre-Qualified Here and Remember :
- Points normally are not a good thing to pay (calculate the math and you can determine if paying points make sense for you) many times you never actually receive the benefit of spending the money. Remember, points are just pre-paid interest.
- An adjustable rate is a risky venture especially anything shorter than the time you expect to live in the home. The best way to go is always a fixed interest rate.
- You can always get more money out of every dollar that you currently earning, simple because the interest in an owner occupied home loan is tax deductable.
- Don't stretch to far; there is little worst than being house poor.
- Get everything in writing (Truth in Lending Statement), including the specific terms and conditions of your loan
- If you "lock" your loan rate verse "floating" ask for the confirmation of the lock in writing.
- Does your loan have a pre-payment penalty? If it does, I strongly consider moving on!
- And Finally - don't use an internet lender that you have never heard of for anything other than for shopping the rate. And even then take that rate with a grain of salt because many times these rates are lost leaders and at closing you may be unpleasantly surprised.
- If you should have any other questions do not hesitate to contact us for a general answer to your questions or go to Questions and Answers now.
Second - determine exactly why you want to move. Come up with a list. For Example : is your current home just too small? Job relocation? Tax benefit? it's just time? Also determine what would keep you where you are and clearly determine if moving is the right thing for you. You should also determine how long you plan to be in your next home?
Third - take the time to create a wish list. Then break that wish list into must haves, wants and would be nice but not necessary. For Example - how many bed rooms? how many baths? does it have to have a basement? and does it have to be finished? how about a fireplace? wood or gas? Please break it down to the smallest items. This becomes critical when emotions of a great home can cause you to buy a property that does not work for you but it is a great property. So, make a list and check it twice before making an offer.
Forth - narrow down your area of interest. Again, create a list of what is important to you about an area. For Example - are schools a decision factor? how about public transportation? or parks and recreation? or a great mall? Take the time to create these lists ... it will be time well spent when it comes to locating the right home for you.
Fifth - Determine how much work you want to do. Do you simple want a home in cream puff condition where you will have to pay top dollar or do you want a real handyman special where if you know what you are doing you can create instant sweat equity. Which is best for you? There are lots of choices. For Example, you may choose from property in any of the following situations and corresponding condition : through a realtor, the internet, the multiple listing services, for sale by owner, estate sales, foreclosures, auctions, friends, word of mouth, newspapers and real estate magazines and signs. Remember, each one of these situations is very different and requires very different knowledge and buying strategies in order to not only obtain the best value but to also avoid the pit falls and outright disasters.
Additionally, order our FREE report for steps to buying a home. Go To FREE REPORTS now.
Sixth and Finally Step, once you have done this, simply start looking click here to search homes for sale and when you find the right home ... or at least you think it is the right home ... compare that home to your list of amenities and feature to support your emotions with logic in order to make a strong buying decision. This will cause you to make a good buying decision verse simply making a choice based solely on emotions. Over the past 20 plus years I have seen more folks buy a home because it felt good, or they liked the seller's furniture and so on and then months later they cannot figure out how they bought this home which was not what they wanted. So, please make the list and make a great buying decision. Happy House hunting.
SELECT YOUR BUYER'S SERVICES HERE
List For Less - Contact Us Here - 410-531-1414
List For Less Home Tour / All Programs / Rebate Program / MLS Home Search Here
Seller / Free / $299 / $499 / $999 / $2499 / Contract Only / Flexible Listing / List Now
Buyer / New Home / Level I / Level II / Level III / Buyer Agent / Loan Pre-Approval
Client Log In / Questions & Answers / Join Us / Affiliate Services / Terms and Conditions
LIST FOR LESS
PAY LESS ... BECAUSE YOU DESERVE MORE!!!
