Terms and Conditions

CONTACT US
If at any time you feel that the USAListForLess.com or affiliated website has not adhered to this policy, email us at CustomerCare@ListForLess.com and we'll do our best to determine any problem and quickly respond. If you have questions or concerns about our privacy policy, please contact us at Admin@ListForLess.com and please check this page periodically for changes in our privacy policy. You may also contact USA LIST FOR LESS by US MAIL at P.O. Box 211 Glenelg MD 21737 or by phone at 410-531-1414

LICENSING - WHO IS USA LIST FOR LESS
USA LIST FOR LESS, LLC is a licensed real estate brokerage company in the state of Maryland under the trade name of LIST FOR LESS. List For Less is not Licensing or permitted to practice law in any jurisdiction. With that being said, USA LIST FOR LESS, LLC recommends that a customer or client contact an attorney experienced in real estate law and licensed to practice in his or her community whenever it appears that legal counsel is needed. It is the customer's sole duty to identify the occasion for the need for legal advice. USA LIST FOR LESS, LLC is not responsible for alerting the customer to such instance nor will USA LIST FOR LESS, LLC be obligated to help find qualified counsel.

SECURITY OF INFORMATION
LIST FOR LESS, LLC, USALISTFORLESS.COM and it’s related sites takes every precaution to protect our users’ information. When users submit sensitive information via the website, your information is protected both online and off-line.

When our registration/order form asks users to enter sensitive information (such as credit card number), that information is encrypted and is protected with the best encryption software in the industry - SSL. While on a secure page, such as our order form, the lock icon on the bottom of Web browsers such as Netscape Navigator and Microsoft Internet Explorer becomes locked, as opposed to un-locked, or open, when you are just ‘surfing’.

While we use SSL encryption to protect sensitive information online, we also do everything in our power to protect user-information off-line. All of our users’ information, not just the sensitive information mentioned above, is restricted in our offices. Only employees who need the information to perform a specific job (for example, our customer service representative) are granted access to personally identifiable information. Our employees must use password-protected screen-savers when they leave their desk. When they return, they must re-enter their password to re-gain access to your information. Furthermore, all employees are kept up-to-date on our security and privacy practices.

USA LIST FOR LESS PRIVACY STATEMENT
Information Collection and Use - LIST FOR LESS, LLC (LISTFORLESS.COM and it’s related sites), will not knowingly share, sale or rent information provided by you with anyone other than its subsidiaries and affiliates except as required or permitted by applicable law. We do not sell our names or lists unless otherwise disclosed to you by an individual subsidiary. However, viewers should note that while it is our intent to hold private the information you transmit via our Website or by way of an Internet electronic mail system or service, LIST FOR LESS, LLC (LISTFORLESS.COM and it’s related sites), cannot promise or ensure that such information will remain confidential or secure. Information on the Internet tends to develop "a life of its own," and may find its way to recipients to whom it is not intended or persons you may not want to have such information. This is beyond the control of, LIST FOR LESS, LLC (LISTFORLESS.COM and it’s related sites), and you are advised that such transmissions may not be secure.

This LIST FOR LESS, LLC (LISTFORLESS.COM and it’s related sites), privacy policy does not extend to any information that is inherent in the operation of the Internet, and therefore beyond the control on LIST FOR LESS, LLC (LISTFORLESS.COM and it’s related sites), and is not to be applied in any manner contrary to applicable law or governmental regulation. We reserve the right at our discretion to make changes to this policy at any time.

LIST FOR LESS, LLC (LISTFORLESS.COM and it’s related sites), and its affiliates may disclose your personally identifiable information if required to do so by law or in the good-faith belief that such action is necessary to (1) conform to the requirements of the law or comply with governmental orders, court orders, or legal process served on mrlisterrealty.com, or its affiliates; (2) protect and defend the property or rights of LIST FOR LESS, LLC (USALISTFORLESS.COM and it’s related sites), and its affiliates or the users of LISTFORLESS.COM and it’s related sites.

CONFIDENTIAL INFORMATION
You shall treat as strictly confidential and use solely for the purposes contemplated by these Terms and Conditions all information, whether technical or commercial, obtained or received by you in connection with these Terms and Conditions and any Program Terms or using the Site, Service or any Additional Programs ("Confidential Information") and shall not, except with the prior written consent of LIST FOR LESS publish or otherwise disclose to any person any Confidential Information except for the purposes contemplated by these Terms and Conditions. This restriction shall not apply to any information being required by law or by any securities exchange or regulatory or governmental body to be disclosed, or to any information lawfully in your possession prior to the commencement in force of these Terms and Conditions, or to any information in the public domain.

General Force Majeure: If LIST FOR LESS, LLC LISTFORLESS.COM and Associated sites are unable to provide the Site, Service or any Additional Programs at any time for any reason beyond its reasonable control (including without limitation acts of God, war, terrorism, riot, strikes, utility or communications failures, any failure connected to the internet, earthquake, floods, fire, governmental action, including without limitation changes in law or regulation) such failure shall not constitute a breach of these Terms and Conditions or any Program Terms by LIST FOR LESS.

EQUAL HOUSING OPPORTUNITY
We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation.

We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status or national origin.
All individuals who take part in the products and/or services offered by LIST FOR LESS, LLC hereby are to abide by and strictly follow all Equal Opportunity Laws and regulations.

For a copy of the laws and requirements for your understanding and review please click here - Equal Opportunity Laws. Remember, even if you are selling For Sale By Owner you must abide by Equal Housing Opportunity - It Is The Law. IF YOU DO NOT FULLY INTEND TO ABIDE BY THESE LAW, PLEASE DO NOT USE THIS SITE.

DISCLAIMER
Information presented here is being provided to you on an "as-is" basis. LISTFORLESS.COM and / or its affiliates do not make any representations, warranties or guarantees, express or implied, regarding the accuracy, correctness, or completeness of such information, including, without limitation, pricing, descriptions, designs, data and other features. It is your sole responsibility to independently evaluate the accuracy, correctness and completeness of the information presented here. All information, including pricing, is subject to change without notice.

The information, software, products, and services published on this website, may include inaccuracies or typographical errors. Changes are periodically added to the information herein. LIST FOR LESS, LLC (LISTFORLESS.COM and it’s related sites) and its subsidiaries and affiliates may make improvements or changes in this website at any time. In no event shall LIST FOR LESS, LLC (LISTFORLESS.COM and it’s related sites) and its subsidiaries and affiliates be liable for any direct, indirect, punitive, incidental, special or consequential damages arising out of or in any way connected with the use of this website, whether based on contract, strict liability or otherwise, even if LIST FOR LESS, LLC (USALISTFORLESS.COM and it’s related sites) and its subsidiaries and affiliates have been advised of the possibility of damages. Because some states/jurisdictions do not allow the exclusion or limitation of liability for consequential or incidental damages, the above limitation may not apply to you.

AGREEMENT
The services offered by USA LIST FOR LESS, LLC (LISTFORLESS.COM and Associated sites) are subject to the following terms, conditions and limitations. When you use this website or any of the related services offered by LISTFORLESS.COM you agree to be subject to these terms, conditions and all other express terms and conditions applicable to such services. This website will always contain a link to view the most current version of the User Agreement. By accessing and using this site, you agree to accept the terms and conditions of the most current User Agreement. By clicking on the "Submit" or “Buy Now” button or otherwise signifying your acceptance, you hereby accept this Agreement either for yourself or on behalf of your employer or the entity that is identified as the member account holder, and agree to be bound by its provisions. If you are accepting on behalf of your employer or the entity that is the member account holder, you represent and warrant that you have full legal authority to bind your employer or such other entity. If you do not have such authority or you do not accept or agree with these terms, do not accept the Agreement and do not to use these services.

YOUR ACCEPTANCE OF THESE TERMS
By using this site, you signify your agreement to LIST FOR LESS, LLC (USAListForLess.com and related sites) Policies, Terms and Conditions. IF YOU DO NOT AGREE WITH THESE POLICIES, PLEASE DO NOT USE THIS SITE. Your continued use of LISTFORLESS.COM and it’s related sites and/or its affiliates' sites mean you fully accept these Policies, Terms and Conditions.

HOLD HARMLESS CLAUSE
In using this site and the services offered herein, you agree to hold harmless any of USA LIST FOR LESS, LLC (LISTFORLESS.COM and Associated sites) officers, directors, employees or agents from any liability for damages arising out of or in connection with the use of this site or any third party site/content/service referenced herein. This is a complete limitation of liability that applies to all damages of any and every kind, including (without limitation) compensatory, direct, indirect or consequential damages, loss of data, income or profit, loss of or damage to property, personal injury, and claims of third parties. Users and advertisers HEREBY RELEASE AND DISCHARGE LIST FOR LESS, LLC (LISTFORLESS.COM and Associated sites) and its officers, directors, employees and agents for any and all claims pertaining to their use in any way of this site and any third party site/content/service referenced herein, EXPRESSLY INCLUDING WITHOUT LIMITATION ANY CLAIM OF NEGLIGENCE AGAINST USA LIST FOR LESS, LLC (LISTFORLESS.COM and Associated sites) or any of its officers, directors, employees or agents.

REGISTRATION
In order to use this website, a user must first complete the registration process. The purpose of this process is to enable both Buyers and Sellers to share property information as well as to be able to gain access to USA LIST FOR LESS intellectual properties. The user is required to give their contact information (such as name and email address). This information is used to convey data about a property to another interested party. In addition to sharing property information, a user may be contacted about services on our site for which they have expressed an interest. A forwarding address is required to close out any account opened with LIST FOR LESS, LLC (LISTFORLESS.COM and it’s related sites). Documents regarding the sale of such property may need to be forwarded to website user.

ORDER
We request information from the user on our order form. Here a user must provide contact information (like name and billing address) and financial information (like credit card number, expiration date). This information is used for billing purposes and to fill customer’s orders. If we have trouble processing an order, this contact information is used to get in touch with the user.

USER'S RESPONSIBILITIES
You warrant and represent to LIST FOR LESS, LLC (LISTFORLESS.COM and Associated sites that You will not use this Web Site for any purpose that is unlawful or prohibited by these Terms, including without limitation the posting or transmitting any threatening, libelous, defamatory, obscene, scandalous, inflammatory, pornographic, or profane material. If You violate any of these Terms, Your permission to use this Web Site immediately terminates without the necessity of any notice and NO REFUND WILL BE ISSUED. We retain the right to deny access to anyone at Our discretion for any reason, including (but not limited to) for violation of these Terms.

You are solely responsible for Your Information, and We act as a passive conduit for Your online distribution and publication of Your Information. As used in these Terms, "Information" means any information or data that You submit to this Web Site and any information or data that is generated by this Web Site as a result of Your use of this Web Site.

In the event that You are provided with User Identification and Passwords (collectively referred to as "ID's"), in the use of this Web Site, You shall maintain such User ID's, in confidence and You agree not to distribute or disclose the same to third parties. It is Your responsibility to notify Us if We need to change or discontinue any of Your ID's. It is also Your responsibility to immediately request discontinuation of an ID upon Your knowledge or belief that such ID is, or may be subject to, a breach of confidentiality. We may suspend or terminate Your service or access to this Web Site if We believe a breach of these Terms has occurred.

You agree to provide true, accurate, current and complete Information. If You provide any Information that is untrue, inaccurate, not current or incomplete (or We have reasonable grounds to suspect that such Information is untrue, inaccurate, not current or incomplete), We have the right to suspend or terminate Your access and activity, and refuse any and all current or future use, of this Web Site and NO REFUND WILL BE ISSUED.

Prohibited Activities : You are specifically prohibited from any use of this Web Site, and You agree not to use or permit others to use this Web Site, for any of the following: (a) take any action that imposes an unreasonable or disproportionately large load on the Web Site's infrastructure, including but not limited to "spam" or other such unsolicited mass and/or targeted e-mailing techniques, forum postings, etc.; (b) disclose to, or share with, the assigned confirmation numbers and/or passwords with any unauthorized third parties or using the assigned confirmation numbers and/or passwords for any unauthorized purpose; (c) attempt to decipher, decompile, disassemble or reverse engineer any of the software or HTML code comprising or in any way making up a part of this Web Site; (d) upload, post, emailing or otherwise transmitting any Information, Content, or proprietary rights that You do not have a right to transmit under any law or under contractual or fiduciary relationships; (e) violating any applicable local, state, national or international law, including, but not limited to, any regulations having the force of law; and, (f) using any robot, spider, intelligent agent, other automatic device, or manual process to search, monitor or copy Our Web pages, or the Content without Our prior written permission, provided that generally available third party Web browser such as Mozilla Firefox®, Netscape Navigator® and Microsoft Internet Explorer® may be used without such permission. You may not use this website for the purposes of solicitation of other users of the website or customers of USA LIST FOR LESS, LLC (USALISTFORLESS.COM and Associated sites

PROPERTY DISCLOSURES AND DISCLAIMERS
Contract Download as well as Disclosure & Disclaimer Download are available in the Client Log In section. As a fact of law you must disclose any known material facts about your home. To intentionally and knowingly hide a material fact is a specific violation of law and could put you in harms way. Al always to be honest and upfront you’re your homes potential buyers is critically important. Specific property disclosures and disclaimers are on line for your customers or their realtor to download and write their offer on your home. To See a current example of property disclosures and disclaimers as well as other related information – click here.

ADVERTISING COMPLIANCE WITH STATE AND FEDERAL LAWS
Equal Housing Opportunty - All advertisements placed by the seller must contain “Equal Housing Opportunity” as required by State law and United States Federal Laws.

Dealings with advertisers - Your correspondence or business dealings with, or participation in promotions of, advertisers found on or through this Web Site, including payment and delivery of related goods or services, and any other terms, conditions, warranties, or representations associated with such dealings are solely between You and such advertiser. You agree that We (and the Providers) shall neither be responsible nor liable for any loss or damage incurred by You as the result of any such dealings or as the result of the presence of such advertisers on this Web Site.

Advertising Brokerage Disclosure - All advertisements of your property whether placed by you or someone else, in any and all formates MUST CONTAIN as demanded by State Law the Real Estate Company Name ( LIST FOR LESS) and the Company Main Phone Number (888-888-8888). These items MUST APPEAR in ALL promotional items.

SPECIAL OFFERS
For Free Web Posting – Anyone who is not selling their home through the services of a licensed real estate agent who is associated with LIST FOR LESS can post their home

Free Trail - From time to time, you and/or Customers may be offered a free trial of the Services offered by USALISTFORLESS.com. By accepting this Free Trial, you are bound by these Terms during a free trial period. THERE ARE NO REFUNDS ASSOCIATED WITH AND PRODUCTS OR SERVICES RECEIVED BY YOU DURING THE FREE TRIAL. YOU UNDERSTAND, ACKNOWLEDGE, AND AGREE THAT YOU SHALL NOT RE-USE ANY FREE TRIAL CODE(S) OR ACCESS FREE TRIALS FOR MORE THAN ONE PROPERTY LISTING. MOREOVER, YOU ALSO UNDERSTAND, ACKNOWLEDGE, AND AGREE THAT YOU SHALL NOT USE A FREE TRIAL MORE THAN ONCE FOR THE SAME PROPERTY. Further, you hereby agree that USA LIST FOR LESS may terminate your user access to the Services and your Customer Account and password, or remove and discard any content posted by you on or through the Services, with or without notice to you, if we believe (in the sole discretion of LIST FOR LESS) that you have violated or acted inconsistently with the intent of our offering.

Limited Time Offers - Limited time and other incentive offers are subject to offer and change without notice and no refunds will be made to existing customers for presently listed properties whose listing agreements were executed prior to or subsequent to incentive offering. When offered, matching of like Internet offers of other flat fee MLS listing companies shall be limited to matching the advertised price of other current, valid Internet offers for the flat fee Realtor® MLS entry only of residential properties in the exact same MLS area where the property is located. Offer is not intended as an offer to match any or all product and/or service inclusions of other companies MLS listing packages or programs other than Realtor® MLS listing entry. Only valid in areas where LIST FOR LESS has coverage. Notification of matching offer must be made prior to registration and submission of MLS listing to LIST FOR LESS. LIST FOR LESS has no control over the advertising of other companies and/or their websites as to the inclusion of services and products with MLS listing package and shall not be liable for claims or offerings made by other companies and/or websites. LIST FOR LESS offering shall be limited to the items and services contained on this website only as may be modified from time to time without notice.

TERM OF SERVICE
The term of this service is 181 days with the right to renew your service for an additional 181 days at an adjusted fee of $99.00.

CHANGES TO THE MULTIPLE LISTING SERVICE (MLS)
All changes to the MLS posting will cost $20 per access (change) once the original listing has been entered.

LINKS TO OTHER WEB SITES
LIST FOR LESS and it’s associated site may display hyperlinks to other web sites. Any content, representations or warranties made on such other web sites are the sole responsibility of the operator of the site, and LIST FOR LESS, LLC. assumes no liability, obligation, or responsibility for such content, representations, or warranties.

This web site contains links to other sites. LIST FOR LESS, LLC (LISTFORLESS.COM and it’s related sites), and its subsidiaries and affiliates have not reviewed the Internet sites linked to this site, and are not responsible for the content of any off-site pages or any other sites linked to this site. Please be aware that LIST FOR LESS, LLC (ISTFORLESS.COM and it’s related sites), and its subsidiaries and affiliates are not responsible for the privacy practices of other sites linked to this site. We encourage our users to be aware when they leave our site and to read the privacy statements of each and every web site that collects personally identifiable information. This privacy statement applies solely to information collected by this Web site. Your linking to off-site pages or other sites is at your own risk.

WEB POSTINGS
All changes to individual Web Postings will be assessed a $15 change fee once the original posting has been entered.

Information Posted on the Web Sites - With respect to all Information You elect to post to publicly accessible areas of the Web Site, You agree that We have the right to use, reproduce, modify, publish, perform and display such Information (in whole or part) worldwide; provided that such use is subject to the terms of Our Privacy Policy. You acknowledge and agree that We may preserve Information and may also disclose Information if required to do so by law or in the good faith belief that such preservation or disclosure is reasonably necessary to: (a) comply with legal process; (b) enforce the Terms; (c) respond to claims that any Information violates the rights of third-parties; or (d) protect the rights, property, or personal safety of Our business, employees, Providers, affiliates, users, and/or the public.

Property Webpages : LIST FOR LESS, LLC (LISTFORLESS.COM and Associated sites will not routinely monitor the contents of your property webpages. You are solely responsible for any information contained in your webpage and property information flyer. However, if complaints are received regarding language, content, or graphics contained in your shows, LIST FOR LESS, LLC LISTFORLESS.COM and Associated sites may, at its sole discretion, remove the webpage hosted on LIST FOR LESS, LLC (LISTFORLESS.COM) and Associated sites servers and terminate your membership and NO REFUND WILL BE ISSUED. You may not use your webpage or flyers to publish material that LIST FOR LESS, LLC determines, in its sole discretion, to be unlawful, indecent, or objectionable. Unlawful content is that which violates any law, statute, treaty, regulation, or order. This includes, but is not limited to: obscene material; defamatory, fraudulent, or deceptive statements; threatening, intimidating, or harassing statements, or material that violates the privacy rights or property rights of others (copyrights or trademarks, for example). Indecent content is that which depicts sexual or excretory activities in a patently offensive matter as measured by contemporary community standards. Objectionable content is otherwise legal content with which LIST FOR LESS, LLC concludes, in its sole discretion, it does not want to be associated with in order to protect its reputation and brand image, or to protect its employees, shareholders and affiliates. Any termination of any and all subscriptions for use of Prohibited Content as defined herein is not eligible for any pro-rata refunds of unexpired or unused subscription time. Objectionable content may include, without limitation:

1. Materials that depict or describe scantily-clad and lewdly depicted male and/or female forms or body parts, and which lack serious literary, artistic, political or scientific value.
2. Materials that suggest or depict obscene, indecent, vulgar, lewd or erotic behavior, and which lack serious literary, artistic, political or scientific value.
3. Materials that hold Real Estate Shows including its affiliates, employees or shareholders up to public scorn or ridicule.
4. Materials that encourage the commission of a crime; or which tends to incite violence; or which tends to degrade any person or group based on sex, nationality, religion, color, age, marital status, sexual orientation, disability or political affiliation.

HOME EVALUATION SERVICES
IN REGARD TO ANY REAL ESTATE EVALUATION, VALUATION OR ESTIMATE OF VALUE SERVICES PROVIDED BY USA LIST FOR LESS OR ITS AFFILIATES AND OR SUPPLIERS, THE ENTIRE RISK AS TO SATISFACTORY QUALITY, PERFORMANCE, ACCURACY, AND EFFORT IS WITH YOU. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, USA LIST FOR LESS AND ITS SUPPLIERS AND OR IT’S AFFILIATES MAKE NO REPRESENTATIONS, WARRANTIES OR CONDITIONS, EXPRESS OR IMPLIED. USA LIST FOR LESS AND ITS SUPPLIERS AND OR IT’S AFFILIATES AND ITS SUPPLIERS EXPRESSLY DISCLAIM ANY AND ALL WARRANTIES OR CONDITIONS, EXPRESS, STATUTORY AND IMPLIED, INCLUDING WITHOUT LIMITATION (A) WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, WORKMANLIKE EFFORT, ACCURACY, TITLE, QUIET ENJOYMENT, NO ENCUMBRANCES, NO LIENS AND NON-INFRINGEMENT, (B) WARRANTIES OR CONDITIONS ARISING THROUGH COURSE OF DEALING OR USAGE, AND (C) WARRANTIES OR CONDITIONS OF UNINTERRUPTED OR ERROR-FREE ACCESS OR USE.
LIABILITY LIMITATION; EXCLUSIVE REMEDY.

IN NO EVENT WILL LIST FOR LESS, LLC LISTFORLESS.COM AND ASSOCIATED SITES OR ANY SUPPLIER BE LIABLE FOR ANY DAMAGES, INCLUDING WITHOUT LIMITATION ANY INDIRECT, CONSEQUENTIAL, SPECIAL, INCIDENTAL, OR PUNITIVE DAMAGES ARISING OUT OF, BASED ON, OR RESULTING FROM THE USE OR YOUR USE OF PROPERTY DATA OR ESTIMATES FROM LIST FOR LESS, LLC LISTFORLESS.COM AND ASSOCIATED SITES OR ITS WEBSITES, EVEN IF SUCH PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THE EXCLUSION OF DAMAGES UNDER THIS PARAGRAPH IS INDEPENDENT OF YOUR EXCLUSIVE REMEDY AND SURVIVES IN THE EVENT SUCH REMEDY FAILS OF ITS ESSENTIAL PURPOSE OR IS OTHERWISE DEEMED UNENFORCEABLE. THESE LIMITATIONS AND EXCLUSIONS APPLY WITHOUT REGARD TO WHETHER THE DAMAGES ARISE FROM (A) BREACH OF CONTRACT, (B) BREACH OF WARRANTY, (C) NEGLIGENCE, OR (D) ANY OTHER CAUSE OF ACTION, TO THE EXTENT SUCH EXCLUSION AND LIMITATIONS ARE NOT PROHIBITED BY APPLICABLE LAW. IF YOU DO NOT AGREE WITH ANY PART OF THESE API TERMS OF USE, OR YOU HAVE ANY DISPUTE OR CLAIM AGAINST LIST FOR LESS, LLC LISTFORLESS.COM AND IT’S ASSOCIATED SITES OR ITS SUPPLIERS WITH RESPECT TO THESE TERMS OF USE OR THE SERVICES, THEN YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE WEBSITE.

PAYMENTS
MLS Listing fees are due at the time of purchase and are non-refundable in any event. If you elect to use the LIST FOR LESS Automated Recurring Billing (ARB) method to finance your purchase you agree to make payments on a monthly basis for the term of your purchase as outlined in the listing package description until the entire balance is paid in full regardless of whether or not your property sells, you withdraw the property from the market or obtain a release of listing from LIST FOR LESS or otherwise remove the property from the market. If your property sells and closes prior to the end of the payment term and prior to the balance being paid in full, you agree to have any balance due at the time of settlement deducted from the sales proceeds of your property and to direct your settlement company to forward the payment to LIST FOR LESS at the time of settlement or as soon thereafter as possible. Your monthly payments will continue to be debited from your credit card until the entire balance due has been paid. If collection methods are required to collect the balance owed, you agree to bear the cost of reasonable attorney fees and/or collection costs associated with collecting this debt. Some MLSs may require a 'buyer agent fee' as compensation to a member real estate agent of the MLS who may sell your property. This fee is due and payable at settlement under the terms of the Listing Agreement. This 'buyer agent fee', if applicable, is not in any way set or controlled by LIST FOR LESS.

CANCELLATION OF LISTING AGREEMENT BY USA LIST FOR LESS CUSTOMER OR CLIENT
Easy Exit Policy – a customer may cancel the service at any time with 24 hour written notice.

With 24 hour notice, you may cancel your property listing with USAListForLess.com at any time during the listing period by completing a Release Form which may be located in the Client Section of the website. For legality concerns, requested cancellations must be made online, www.LISTFORLESS.COM Client LogIn Section, “Withdraw My Property.” However, in no event may you may cancel your obligation to pay a real estate commission if your property is under contract or if you are in negotiations to sell your property to a purchaser represented by a real estate agent member of the MLS (see Listing Agreement for details). You may not cancel the real estate brokerage fee which you have offered through the MLS (see Listing Agreement for Details).

There is a $50 internet early removal fee which includes the MLS and associated USA LIST FOR LESS web postings. Additionally, your local multiple listing service may charge an additional cancelation fee (please check with your local MLS for exact fees and details). After your property information has been submitted to LISTFORLESS.COM there will be NO REFUNDS. THERE ARE NO REFUNDS. Owners wishing to cancel a scheduled appointment must do so in writing and within 48 hours of scheduled date and time in order to receive refund.

Refund or Voiding of Charges Prior to an issuance of User Name and Password - If you or Customers or purchasers of a product / services through the LISTFORLESS.COM or related sites on-line shop or the Services notify LISTFORLESS.COM in writing of a cancellation prior to an issuance of a User Name and Password then USA List For Less LLC will shift to an alternate service provided by USALISTFORLESS.COM, void, reverse, or credit the charges on such purchase. When your credit card is charged and the charge has been accepted, the User Name and Password is immediately sent to the email address that you prove in your Client Information Form.

Refunds in General - In certain cases in the sole discretion of LIST FOR LESS will attempt to make commercially reasonable efforts to accommodate its users and customers that purchase products or the services from USAListForLess.com and subsequently attempt to cancel such purchase. There are NO REFUNDS once the service or level has been purchase and a user name and password have been sent to the purchaser by an email which the user has provided to ListForLess.com or it’s associated sites. Under certain very limited circumstances, at the sole discretion of USA List For Less, LLC a refund of the purchase price or a portion of the purchase price for Services purchased from USAListForLess.com may be refunded (at USA List For Less, LLC sole Discretion). List For Less, LLC IS NOT RESPONSIBLE FOR AND NEED NOT HONOR ANY CANCELLATION REQUEST(S) THAT IT DOES NOT RECEIVE OR DOES NOT RECEIVE IN A TIMELY FASHION.

Refunds or Voiding of Charges - LISTFORLESS, LLC is an Internet Real Estate Company and, as such, many of the services, information, forms, intellectual property and tools are made immediately available at the time of purchase. Therefore all purchases of MLS listing and / or other property listing packages where access is provided to the Client area of this site are absolutely non-refundable.

100% Garantee Program - click here to learn more

TERMINATION OF CLIENT RIGHTS AND USAGE OF USALISTFORLESS.COM
You clearly understand, acknowledge, and agree that we, in our sole discretion, may terminate your password, account (or any part thereof) or access to and use of the Services, and remove and discard any information posted by you on or through the Services, for any reason or no reason, with or without notice and effective immediately, including, without limitation, if we believe that you have violated or acted inconsistently with the letter or spirit of the Terms. You acknowledge and agree that we may immediately deactivate or delete your account and all related information and files in your account and/or bar any further access to such files or the Services if you have breached violated or acted inconsistently with the Terms. YOU FURTHER UNDERSTAND, ACKNOWLEDGE, AND AGREE THAT WE SHALL NOT BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY TERMINATION OF YOUR PASSWORD, ACCOUNT, ACCESS TO, OR USE OF THE SERVICES PURSUANT TO THIS SECTION. You may discontinue your participation in and access to the Services at any time, subject to the other provisions of these Terms.

Illegal Activity - Any activity on our network that is a violation of any state or federal law is a violation of this policy and will result in immediate termination of service. Any termination of any and all subscriptions for Illegal Activity as defined herein is not eligible for any pro-rata refunds. Without limitation, you may not use the web site to:

1. Transmit obscene materials
2. Intentionally spread or threaten to spread computer viruses
3. Gain or attempt to gain unauthorized access to any network, including Real Estate Shows's private network infrastructure
4. Access or attempt to access information not intended for you
5. Transmit pirated software

AGENCY
Laws regarding real estate agency relationships vary from state to state. It is important that you have a familiarity with the potential real estate agency relationships. Click here for information about agency and how it affects you.

REAL ESTATE COMMISSIONS and AGENCY DISCLOSURE POLICY
Compensation for real estate listing services is not fixed and varies among communities and among individual REALTORs®, brokers and agents in a particular community. Variations in realty fees that can be negotiated with any real estate professional will be driven by the local housing market, brokerage company policy, individual agent policy and numerous other factors. REALTOR is a registered collective membership mark that identifies a real estate professional who is a member of the National Association of REALTORS and subscribes to its strict Code of Ethics. Calculator savings examples assume USA LIST FOR LESS flat listing fee comparison with traditional real estate companies charging a 6% commission. Product and service pricing may vary by geographic area and is subject to change from time to time without notice.

You acknowledge that you have read, understand and agree to LIST FOR LESS, LLC Agency Disclosure and Policy.

HOME WARRANTY
LIST FOR LESS acts as agent for several Home Buyer Protection Plans including but not limited to American Homes Sheild. The home warranty company alone is solely responsible for the quality of the warranty. Other thatn acting as a sales agent for the warranty, LIST FOR LESS provides no other service associated with the Home Warranty. The home warranty company is solely responsible for the implementation of the Home Warranty. The plan fee is to be paid at closing and includes the full amount of fees due and payable to the warranty company for plan administration and provision of service, as well as optional reimbursement to LIST FOR LESS based on a good faith estimate of the value of its services and expenses incurred in promoting, selling, processing and advertising the plan. Additional trade fees will apply for any/all service calls as outlined in the Home Warranty contract.

TYPOGRAPHICAL ERRORS
In the event an LIST FOR LESS product and / or service is listed at an incorrect price due to typographical error or error in pricing information received from our suppliers, LIST FOR LESS shall have the right to refuse or cancel any orders placed for product or service listed at the incorrect price. LIST FOR LESS shall have the right to refuse or cancel any such orders whether or not the order has been confirmed and your credit card charged. If your credit card has already been charged for the purchase and your order is cancelled by LIST FOR LESS, LIST FOR LESS shall issue a credit to your credit card account in the amount of the incorrect price.

GOVERNING LAWS
This site is created and controlled by LIST FOR LESS in the sate of Maryalnd, United States of America. As such, the laws of Maryland govern these terms, conditions and disclaimer, without giving effect to any principles of conflicts of laws. LIST FOR LESS reserves the right to make changes to the site and these disclaimers, terms, and conditions at any time. Headings are for reference purposes only.

INDEMNIFICATION
We reserve the right to report any wrongdoing, if and when LIST FOR LESS becomes aware of it, to any applicable government agencies. You agree to indemnify, defend and hold Us and the Providers, Our and their officers, directors, employees, affiliates, agents, licensors, and suppliers harmless from and against any and all claims, demands, actions, costs, liabilities, losses and damages of any kind (including attorneys' fees) resulting from Your use of this Web Site, Your breach of any provision of these Terms and/or any negligent acts, omissions or intentional wrongdoing by You. Any such indemnification shall be conditioned on Our: (a) notifying You in writing of any such claim, demand, action, cost, liability, loss or threat of any thereof; (b) cooperating with You in the defense or settlement thereof; and (c) allowing You to control such defense or settlement. We shall be entitled to participate in such defense at Our own cost and expense.

DISCLAIMER OF WARRANTY AND LIABILITY
LIST FOR LESS WEB SITE(S) AND OUR SERVICES ARE PROVIDED "AS IS" AND WITHOUT ANY REPRESENTATION, WARRANTY OR CONDITION OF ANY KIND, EXPRESS OR IMPLIED. TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW LIST FOR LESS SPECIFICALLY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. Some states do not allow the disclaimer of implied warranties, so the foregoing disclaimer may not apply to you. This warranty gives you specific legal rights and you may also have other legal rights that vary from state to state. LIST FOR LESS WILL NOT BE LIABLE FOR DAMAGES OF ANY KIND ARISING FROM THE USE OF THIS SITE, INCLUDING, BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, AND CONSEQUENTIAL DAMAGES. YOU USE THIS WEB SITE AT YOUR OWN RISK. YOU (AND NOT US) ASSUME THE ENTIRE COST OF ALL NECESSARY SERVICING (INCLUDING WITHOUT LIMITATION YOUR INTERNET CONNECTION) AND REPAIR OR CORRECTION OF YOUR SYSTEM.

IN NO EVENT SHALL WE NOR OUR AFFILIATED OR RELATED ENTITIES (INCLUDING PROVIDERS), NOR ANY OF OUR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES OR AGENTS, NOR ANY PERSON OR ENTITY INVOLVED IN THE CREATION, PRODUCTION AND DISTRIBUTION OF THIS WEB SITE, BE LIABLE FOR ANY INDIRECT, CONSEQUENTIAL, INCIDENTAL, SPECIAL, PUNITIVE OR EXEMPLARY DAMAGES WHETHER ARISING UNDER CONTRACT, WARRANTY, OR TORT (INCLUDING NEGLIGENCE) OR ANY OTHER THEORY OF LIABILITY, REGARDLESS OF WHETHER WE KNEW OR SHOULD HAVE KNOWN OF THE POSSIBILITY OF SUCH DAMAGES, INCLUDING WITHOUT LIMITATION FROM THE USE OR ATTEMPTED USE OF THIS WEB SITE OR ANY OTHER LINKED SITE.

OUR LIABILITY, AND THE LIABILITY OF OUR PROVIDERS, TO YOU OR ANY THIRD PARTIES IN ANY CIRCUMSTANCE IS LIMITED TO THE LESSER OF (A) THE AMOUNT OF FEES YOU PAY TO US IN THE 12 MONTHS PRIOR TO THE ACTION GIVING RISE TO LIABILITY, OR (B) $500. Some states do not allow for the limitation of liability, so the foregoing limitation may not apply to You.
BY WAY OF EXAMPLE ONLY, WE AND RELATED PERSONS AND ENTITIES SHALL NOT BE RESPONSIBLE OR LIABLE FOR ANY CLAIM OR DAMAGE ARISING FROM: FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DELETION, DEFECT, DELAY IN OPERATION, COMPUTER VIRUS, THEFT, DESTRUCTION, UNAUTHORIZED ACCESS TO OR ALTERATION OF PERSONAL RECORDS, OR THE RELIANCE UPON OR USE OF CONTENT, INFORMATION, OPINIONS OR OTHER MATERIALS APPEARING ON THIS WEB SITE. MOREOVER, YOU EXPRESSLY ACKNOWLEDGE AND AGREE THAT WE ARE NOT LIABLE OR RESPONSIBLE FOR ANY DEFAMATORY, OFFENSIVE, OR ILLEGAL CONDUCT OF OTHER USERS OR THIRD PARTIES.

DISPUTE RESOLUTION
Any claim or controversy arising out of or relating to the use of this Web site, to the goods or services provided by LIST FOR LESS, or to any acts or omissions for which you may contend LIST FOR LESS is liable, including but not limited to any claim or controversy as to arbitrability ("Dispute"), shall be finally, and exclusively, settled by arbitration. The arbitration shall be held before one arbitrator under the commercial arbitration rules of the American Arbitration Association ("AAA") in force at that time. The arbitration shall be venued in Columbia, Maryland. The arbitrator shall be selected pursuant to the AAA rules or from a list of arbitrators provided by LIST FOR LESS. Filing and other non-award costs will be paid for, in equal shares, by both parties except that the fee to the arbitrator will be paid by the non-prevailing party. To begin the arbitration process, a party must make a written demand. Should any State or Federal law conflict with the above rules for resolving disputes or the AAA rules, such conflicting rules shall be severed from the enforceable rules and the enforceable rules shall survive and control the dispute resolution process. Any gaps left in the process due to severed rules shall be resolved at the discretion of the selected arbitrator. Any judgment upon the award rendered by the arbitrators may be entered in any court of competent jurisdiction in Columbia, Maryland. The arbitrators shall not have the power to award damages in connection with any Dispute in excess of actual compensatory damages and shall not multiply actual damages or award consequential, punitive or exemplary damages, and each party irrevocably waives any claim thereto. The agreement to arbitrate shall not be construed as an agreement to the joinder or consolidation of an arbitration under this agreement with an arbitration of disputes or claims of any non-party, regardless of the nature of the issues or disputes involved.

THIS AGREEMENT PROVIDES THAT ALL DISPUTES BETWEEN YOU AND LIST FOR LESS WILL BE RESOLVED BY BINDING ARBITRATION. YOU THUS GIVE UP YOUR RIGHT TO GO TO COURT TO ASSERT OR DEFEND YOUR RIGHTS. YOU ALSO GIVE UP YOUR RIGHT TO PARTICIPATE IN OR BRING CLASS ACTIONS. YOUR RIGHTS WILL BE DETERMINED BY NEUTRAL ARBITRATORS AND NOT A JUDGE OR JURY. You are entitled to a fair hearing, but the arbitration procedures are simpler and more limited than rules applicable in court. Arbitrator decisions are enforceable as any court order and are subject to very limited review by a court. By using LIST FOR LESS goods and services you consent to these restrictions.

Should a Dispute arise and should the arbitration provisions herein become inapplicable or unenforceable, or in any instance of any lawsuit between you and LIST FOR LESS, the parties agree that jurisdiction over and venue of any suit shall be exclusively in the state and federal courts sitting in Columbia, Maryland. If either party employs attorneys to enforce any right in connection with any Dispute or lawsuit the prevailing party shall be entitled to recover reasonable attorneys' fees.

YOU ARE RESPONSIBLE FOR REGULARLY REVIEWING THIS WEBSITE TO OBTAIN TIMELY NOTICE OF SUCH AMENDMENTS. YOU SHALL BE DEEMED TO HAVE ACCEPTED SUCH AMENDMENTS BY CONTINUING TO USE THE SERVICES AFTER SUCH AMENDMENTS HAVE BEEN POSTED OR INFORMATION REGARDING SUCH AMENDMENTS HAS BEEN SENT TO YOU.
WE RESERVE ANY RIGHTS NOT EXPRESSLY GRANTED OR STATED IN THESE TERMS.

HOME SELLER’S SERVICES

LISTING SERVICES
When you list your property and conduct business with USA LIST FOR LESS or it’s associated sites you hereby represent and agree to the following:
1. You are of legal age and are otherwise capable of forming a legally binding contract;
2. You are the owner(s) of the listed property, as recorded in the appropriate land records and/or property tax rolls, and have the legal right to offer the property for sale;
3. The listed property is located in the United States of America;
4. The property is not currently listed with any licensed real estate professional; and
5. The information you provide to USA LIST FOR LESS is accurate and truthful.
6. You will comply with all federal, state and local laws governing the marketing and sale of your property, including, but not limited to, federal, state and local fair housing laws.
7. As a condition of listing property for sale with USA LIST FOR LESS you agree to complete, sign and return all required paperwork and documentation as requested by USA LIST FOR LESS including, but not limited to, the exclusive Listing Agreement, Agency Disclosures, Property Disclosures and Property Data Forms either in the electronic or paper form as provided.
8. E-mail and other Internet electronic communication is the primary method of communication. While USA LIST FOR LESS representatives attempt to handle telephone inquiries as quickly as possible, If you are unable to check your e-mail on a daily basis, it is recommended that you NOT list your property with USA LIST FOR LESS.

USA LIST FOR LESS is providing a menu schedule of options and a flat-fee limited service to Seller. As such, Broker does not provide the same services as a ''traditional' full service real estate brokerage. Correspondingly, you are paying a reduced flat fee rather than the more common percentage fee typically charged by full-service brokerages. Using the website services of USA LIST FOR LESS does not create any agency or other relationship between you and USA LIST FOR LESS. USA LIST FOR LESS does not owe you any fiduciary or other duty unless otherwise agreed to in writing. USA LIST FOR LESS service consists of Ministerial Acts, acts which a broker or affiliated licensee performs for a person which do not require discretion or the exercise of the broker of affiliated licensee's own judgment. USA LIST FOR LESS will provide such Ministerial Acts as stated in the service list of the particular product you purchase as may be updated and amended from time to time. Such acts may include one or more of the following: submitting the information you provide to the local multiple listing service directory; providing you with pre-printed forms; providing you with introductions to or links to state and local real estate brokers, lenders, inspectors, attorneys, insurance agents, surveyors, schools, shopping facilities, places of worship, and such other like or similar services. None of the Ministerial Acts performed by USA LIST FOR LESS shall be construed in such a manner as to form a brokerage engagement with you unless agreed to in writing. USA LIST FOR LESS does not provide assistance in any manner that would require it or its principles to exercise discretion or judgment. Examples of services that are not provided include: suggesting a sales price', negotiating with buyers, showing the property or attending closing or settlement.

LOCKBOXES: There have been isolated instances of reported burglaries of homes on which lockboxes have been placed and for which the lockbox has been alleged to have been used to access the home. In order to minimize the risk of misuse of the lockbox Broker recommends against the use of lockboxes on door handles that can be unscrewed from the outside or on other parts of the home from which the lockbox car be easily removed. Since others will have access to your property you should remove all valuables or put them in a secure place.
USA LIST FOR LESS attempts to accurately enter the information you provide into the multiple listing service. However, USA LIST FOR LESS does not guarantee error-free service. If you discover any error you must promptly notify USA LIST FOR LESS so the error can be remedied. USA LIST FOR LESS is not responsible for any loss or damage suffered by the error. USA LIST FOR LESS shall under no circumstances have any liability greater than the amount it received from you for its services. You agree to hold USA LIST FOR LESS harmless from any and all claims, causes of action, or damages arising out of or relating to incomplete and/or inaccurate information concerning your property.

Agents or brokers who show your home do not work for you and cannot be expected to perform services usually performed by the listing broker. Please do not ask a "buyer's agent" or "selling agent" to assist you with your sale or to perform functions normally performed by a "traditional" listing broker. In most cases, USA LIST FOR LESS may be able to provide additional brokerage services to you for an additional fee.

DISPLAY OF PROPERTY LISTING DATA
Posting and/or display of MLS property information and/or image(s) on Internet website(s) is controlled by Internet Data Exchange (IDX) or Virtual Office Website (VOW) agreements between Multiple Listing Services (MLSs) and the independently owned companies operating the website(s). Agreements between various MLSs and Move, Inc. (Realtor.com) and/or other companies/websites for the uploading, posting and/or display of MLS property data and/or images on Internet website(s) are subject to the policies of the individual MLS(s) and the existence, modification or expiration of these agreements may vary between MLSs from time to time. USA LIST FOR LESS has no control over the posting and/or display of property data and/or images or the timing of the posting of property data and/or images on websites not owned or operated by USA LIST FOR LESS. USA LIST FOR LESS shall not be liable in any way for the posting and/or display of property data and/or images on websites not owned or controlled by USA LIST FOR LESS. Internet posting and/or information display of property data and images for properties listed with USA LIST FOR LESS on any particular website is not guaranteed.

Use of Listing Content : Intellectual Property License. Unless Seller delivers to Broker a written certification, in a form acceptable to Broker, that Seller does not desire the Listing Content to be disseminated by a multiple listing service, Seller acknowledges and agrees that all photographs, images, graphics, video recordings, virtual tours, drawings, written descriptions, remarks, narratives, pricing information, and other copyrightable elements relating to the Property provided by Seller to Broker or Broker’s agent (the “Seller Listing Content”), or otherwise obtained or produced by Broker or Broker’s agent in connection with this Agreement (the “Broker Listing Content”), and any changes to the Seller Listing Content or the Broker Listing Content, may be filed with one or more multiple listing services, included in compilations of listings, and otherwise distributed, publicly displayed and reproduced. Seller hereby grants to Broker a non-exclusive, irrevocable, worldwide, royalty free license to use, sublicense through multiple tiers, publish, display, and reproduce the Seller Listing Content, to prepare derivative works of the Seller Listing Content, and to distribute the Seller Listing Content or any derivative works thereof. This non-exclusive licence shall survive the termination of this Agreement for any reason whatever. Seller represents and warrants to Broker that the Seller Listing Content, and the license granted to Broker for the Seller Listing Content, do not violate or infringe upon the rights, including any copyright rights, or any person or entity. Seller acknowledges and agrees that as between Seller and Broker, all Broker Listing Content is owned exclusively by Broker, and Seller has no right, title or interest in or to any Broker Listing Content.

FEES, FINES AND EXPENSES
In addition to the fees charged by USA LIST FOR LESS for MLS listing, products and/or other limited real estate brokerage services, fees may be due and payable dependent upon the jurisdiction or location of the property for sale. Square footage measurement is not included in USA LIST FOR LESS listing fees. Additional fees due to property location in certain states or MLS areas are the responsibility of the property owner. Because USA LIST FOR LESS is not present with you as a traditional agent would be, USA LIST FOR LESS has no way of knowing whether or not you are complying with MLS rules and regulations such as reporting sales and settlements. Fines may be assessed for your failure to meet certain requirements of your Agreement with USA LIST FOR LESS based on MLS Rules and Regulations or State Law or other requirements of listing with USA LIST FOR LESS as outlined in the USA LIST FOR LESS Listing Agreement. Any fines assessed against USA LIST FOR LESS for your failure to comply with these terms will be passed on to you. Additional terms and conditions are outlined in your Listing Agreement with USA LIST FOR LESS. To determine what fines or fees, if any, are applicable , please call 410-531-1414.

REFERRAL FEES TO OUTSIDE BROKERS
When listing or purchasing property through USA LIST FOR LESS, it is your responsibility to determine and disclose to USA LIST FOR LESS in advance whether any referral fees may be due to third parties. All third party referral fees shall be your responsibility and shall be paid by you. USA LIST FOR LESS shall not be held responsible for any third party referral fees whether disclosed or undisclosed at the time of listing.

SERVICES BY AFFILIATES
For the convenience of its website users, USA LIST FOR LESS allows you to locate and evaluate services from independent third party real estate professionals who are, in most cases, affiliates of USA LIST FOR LESS and/or USA LIST FOR LESS (USA LIST FOR LESS websites). If you elect to purchase services from USA LIST FOR LESS for property(ies) in areas outside of USA LIST FOR LESS coverage areas, you agree to allow USA LIST FOR LESS to provide certain details on a non-anonymous basis to third parties who are, in most cases, appropriate members of USA LIST FOR LESS broker network. You hereby agree that if you purchase services through USA LIST FOR LESS, you consent to be contacted by and receive email from USA LIST FOR LESS and USA LIST FOR LESS appropriate third party broker. In such event, USA LIST FOR LESS may refer a real estate professional to you, but USA LIST FOR LESS does not engage in any real estate broker services on your behalf. Real estate brokerage services are provided by the locally licensed real estate professional that has been referred to you by USA LIST FOR LESS. The terms of any agreement between a third party real estate professional and you are not endorsed, recommended or otherwise known to or by USA LIST FOR LESS. For its services, USA LIST FOR LESS may receive payment, including, but not limited to a referral fee that may be a flat fee or percentage of the fee paid to the real estate professional for services rendered. Your registration with USA LIST FOR LESS and use of USA LIST FOR LESS services constitutes your acknowledgement of, and agreement to, this compensation arrangement. USA LIST FOR LESS assumes no responsibility for the services or products provided to you by its referral brokers.

MANDITORY MAINTENANCE FEE
Your documents will be stored with List For Less for ever. To conform with the current Laws and Regulations List For Less requires you to provide List For Less with a ratified copy of your contract as well as a final copy of your HUD1 (closing statement). By January 28th of the year following the sale of your home, List For Less will mail you a hard copy of your HUD1 statement for your tax returns as long as you provide List For Less with forwarding information. This service is accompanied by a $199 maintenance fee and is calculated as follows : File Processing & Review $25 + Hard Copy Creation Filling Fee $15 + Three year hard copy storage fee $50 + Digital Reproduction of your File $25 + For Ever Digital Storage Fee $75 + January Hud1 Mailing $10.

CONTACT US
If at any time you feel that the USAListForLess.com or affiliated website has not adhered to this policy, email us at CustomerCare@ListForLess.com and we'll do our best to determine any problem and quickly respond. If you have questions or concerns about our privacy policy, please contact us at Admin@ListForLess.com and please check this page periodically for changes in our privacy policy. You may also contact USA LIST FOR LESS by US MAIL at 5513 Twin Knolls Drive (Suite 213) Columbia, Maryland 21045 or by phone at 410-531-1414

HOME BUYER’S SERVICES

HOME BUYING PROGRAM
When you buy a home through USA LIST FOR LESS you may receive a rebate or credit of a portion of the commission paid by the seller following the fee schedule posted on this site and in accordance with the following terms and conditions. By participating in the USA LIST FOR LESS Buying Program to purchase a Property through USA LIST FOR LESS you acknowledge and agree to these terms and conditions. By registering for the USA LIST FOR LESS Buying Program you agree to allow USA LIST FOR LESS to represent you as either your 'buyer agent' or, where allowed by law, a 'transaction broker' , for the purchase of real estate within states where USA LIST FOR LESS is licensed as a real estate broker. Rebates will be paid in the form of a credit at closing or, where allowed by law and requested as herein described below, company check from USA LIST FOR LESS in the amount appropriate for your Property Purchase Sales Price within 15 days of your closing. If you would prefer a rebate over a credit you must give written notice to USA LIST FOR LESS at least 14 business days prior to settlement. Rebates are not be available in all states. Where a mortgage loan is involved in the purchase of real estate, a credit in the amount of the rebate must be reflected on the settlement statement and no monies may be rebated that are not included on the settlement statement. In states where cash rebates or closing credits are not allowed by law no rebate will be due or payable. It is your responsibility to ensure that the credit is made at settlement and appears on the settlement statement.

USA LIST FOR LESS cannot represent you in the purchase of a property, if you are obligated to work with another broker on that purchase. You cannot currently be a party to any buyer's broker agreement, dual agency agreement or other real estate brokerage agreement regarding a purchase. You will not ask us to represent you with respect to a property, if you have such an agreement with any other person that applies to the property. In order to be eligible for discounts and/or rebates from USA LIST FOR LESS you must purchase and settle on a property with USA LIST FOR LESS acting as the selling agent (buyer’s agent). If you visit an Open House or otherwise preview a property without indicating to the listing agent in advance that USA LIST FOR LESS will be acting as your sole buyer agent you may forfeit your ability to participate in the USA LIST FOR LESS rebate program. You should make it clear that USA LIST FOR LESS is representing you as your buyer’s broker by following these steps. 1) Print an USA LIST FOR LESS business card from the web site before going to an appointment or Open House. 2) Give the USA LIST FOR LESS business card to the listing agent and inform them that USA LIST FOR LESS is your representative. 3) Schedule appointments to see homes through USA LIST FOR LESS. 4) Make any offer for the home through USA LIST FOR LESS.

You must provide USA LIST FOR LESS with a Mortgage Pre-Approval letter from a qualified mortgage lending institution dated within 30 days prior to your making an offer indicating your ability to purchase the Property intended prior to the submission of your Purchase Offer. State law may require us to provide you with certain disclosures regarding agency relationships. You agree to allow USA LIST FOR LESS to provide any paperwork and documentation necessary to complete your purchase in electronic format. If you are unable to receive or store documents in electronic format, USA LIST FOR LESS may, at your expense, send you documents by overnight mail, U.S. Postal Service or other delivery method.

Without limitation of the foregoing, you agree that: (i) if we provide or make available to you any document in electronic form, it will be treated for all purposes as if we delivered to you an original of the document in paper form, and a printed version of such electronic Document will be admissible in any proceeding to the same extent as any document originally printed in paper form; (ii) if we send an email to an email address for you as then reflected in our records, which email has an electronic copy of a Document attached to it (or has a link to an electronic copy of a document or to a page from which such electronic copy is available), such email will be treated for all purposes as if we delivered an original of the document in paper format to you at the time the email was sent; (iii) your electronic signature of any document will be binding and will be treated for all purposes as if you physically signed (and initialed all spaces for your initials in) such Document (including initials indicating your agreement to any arbitration provision); and (iv) you will notify USA LIST FOR LESS immediately if you are unable to print or store any document in electronic form that we provide or make available to you.

USA LIST FOR LESS will use reasonable efforts to cause the Rebate to be paid as a credit against the purchase price and/or closing costs at the closing; provided, however, that (i) if allowed by law and the mortgage lender; and (ii) if the buyer requests, by giving written notice to USA LIST FOR LESS at least 14 business days before the closing, that the Rebate be paid in cash by check, then USA LIST FOR LESS will, if permitted by applicable law and the mortgage lender, USA LIST FOR LESS will issue a check within 15 days after the date of closing and (ii) if under applicable law the Rebate may be paid after closing without prohibition by the mortgage lender, then the Rebate will be paid to the order of the person(s) named as the buyer(s) or borrower(s) on the HUD-1 Closing Statement or equivalent statement (including, in the case of a Section 1031 Exchange, to the order of any qualified intermediary who is named as the buyer or borrower on the closing statement, for the benefit of the Section 1031 Buyer). If paid as a closing credit, the Rebate will be paid on behalf of such person(s). As used herein, (i) "Section 1031 Exchange" means an exchange of real estate pursuant to Section 1031 of the Internal Revenue Code, as amended from time to time, and (ii) "Section 1031 Buyer" means the person conducting a Section 1031 Exchange through a qualified intermediary who will receive replacement property in such exchange. You agree that all bonuses paid by listing firm or seller to "buyer's agent" as incentives shall be retained by USA LIST FOR LESS and that these amounts, gifts, prizes or other forms of remuneration may be accepted and retained by USA LIST FOR LESS in addition to the fee charged by USA LIST FOR LESS. The fee to be retained by USA LIST FOR LESS is based upon the final property sales price as indicated on the HUD-1 or other settlement statement or as agreed as by the plan selected.

If at any time USA LIST FOR LESS reasonably determines that a Seller Commission Dispute exists or is reasonably likely to occur, then USA LIST FOR LESS may delay paying the Rebate until 30 days after such Seller Commission Dispute has been Resolved. "Seller Commission Dispute" means any dispute or uncertainty regarding (i) whether USA LIST FOR LESS is entitled to a commission from the seller(s) and/or listing broker, (ii) the amount of such commission, (iii) the manner or timing of payment of such commission, or (iv) any other term, condition or aspect of such commission. "Resolved" or "finally determined" means (i) resolved by mutual agreement, settlement or written instruction of all interested parties; or (ii) determined by any final, non-appealable judgment of a court. If USA LIST FOR LESS pays any Rebate and it is later determined that USA LIST FOR LESS is not entitled to all or part of the commission on which such Rebate was calculated, then the Rebate amount will be recalculated and the buyer will immediately repay to or at the order of USA LIST FOR LESS the excess portion, if any, of the Rebate that USA LIST FOR LESS paid.

USA LIST FOR LESS has no obligation to pay the Rebate and this rebate offer is void: (i) to the extent prohibited by applicable law or the buyer’s lender(s), including at any time (including after a delay referred to in the previous paragraph) that such payment is so prohibited; or (ii) with respect to any purchase in which USA LIST FOR LESS is not at all times the sole and exclusive broker representing the buyer. In the event that the amount of the commission rebate or credit due to purchaser is greater than the amount allowable under the terms of purchaser's mortgage loan, USA LIST FOR LESS will retain the balance of the commission in addition to the flat fee as additional payment for services rendered. In addition to the flat fee retained from the buyer agent commission, USA LIST FOR LESS will also retain any and all agent bonuses offered by Sellers or Listing Brokers as compensation whether they be in the form of cash, merchandise, travel vouchers, gifts or any other form of remuneration. USA LIST FOR LESS has no obligation to pay the Rebate unless and until (i) all of the buyers sign any agreement reasonably requested by USA LIST FOR LESS confirming the Rebate, and (ii) in the case of a Section 1031 Exchange in which the qualified intermediary is listed as the buyer or borrower in the closing statement, the Section 1031 Buyer also signs such an agreement. A Rebate may have tax implications. USA LIST FOR LESS recommends that buyer consult with a tax advisor regarding same. To the extent, if any, that USA LIST FOR LESS determines that the filing of any tax return (including any Form 1099 or other information return) is necessary or prudent in connection with any Rebate, USA LIST FOR LESS may make such filing. USA LIST FOR LESS rebate program (and obligation to pay the Rebate) is subject to discontinuation or modification by USA LIST FOR LESS at any time. This offer may not be combined with any other offer made by USA LIST FOR LESS or any of its partners or affiliates.

LOAN PRE-APPROVAL SERVICES

You certify that all of the information you have provided in your completed pre-approval form is true and complete. You authorize USA LIST FOR LESS and / or its partners or affiliates to check your credit history, and to provide your information, including your credit history, to one of its approved lenders; provided, however, that if a lender is unable to make an offer, USA LIST FOR LESS and/or its partners or affiliates may submit your information to an additional lender. If you complete the first page of the pre-approval form but leave portions of the form incomplete, USA LIST FOR LESS and/or its partners or affiliates will transmit your pre-approval form to one of its approved lenders, who will possibly extend a loan offer to you.

By completing the pre-approval form, you authorize USA LIST FOR LESS and/or its partners or affiliates to transmit your pre-approval form to one of its approved lenders. No credit check will be performed on behalf of USA LIST FOR LESS and/or its partners or affiliates if you have not fully completed your pre-approval form. USA LIST FOR LESS and/or its partners or affiliates will share your information within its network and/or partners. You further authorize the lender to check your credit history and to return their decision to you via the USA LIST FOR LESS and/or its partners or affiliates system. At the present time, Fair, Isaac and Co. (the company that provides "FICO" credit scores) reports that, for mortgage, home equity or auto loans, it consolidates all credit inquiries that occur within a 14-day period into one inquiry for scoring purposes. You understand that the lender may keep this form, whether or not you are qualified for a loan with them.

USA LIST FOR LESS is not a lender and does not make loans or credit decisions in connection with loans. USA LIST FOR LESS does not endorse or recommend the products of the lender on its website. USA LIST FOR LESS is not an agent of either you, the user, or the lender. USA LIST FOR LESS services are administrative and consultative only. You should rely on your own judgment in deciding which available loan product best suits your needs and financial means. The lender is solely responsible for its services to you, and you agree that USA LIST FOR LESS shall not be liable for any damages or costs of any type arising out of or in any way connected with your use of such services.

This Web site and the services provided by USA LIST FOR LESS and/or its partners or affiliates are available only in connection with (a) mortgage loans made on real property located in the fifty states and the District of Columbia unless otherwise specified, and (b) non-mortgage loans made to citizens and residents of the United States. Loans may only be made to residents of, or secured by real property located in, states where the lender is licensed or authorized to make such loans. The lender is not attempting to make loans outside of their authorized states or country by participating in and offering their products on this Web site.

USA LIST FOR LESS expressly reserves the right to discontinue, suspend or terminate the offering of any loan product in any specific state through this Web site. USA LIST FOR LESS and/or its partners or affiliates does not guarantee acceptance into any particular loan program or specific loan terms or conditions with its lenders; loan approval standards are established and maintained solely by the individual lenders. Likewise, USA LIST FOR LESS does not guarantee that the loan terms or rates offered and made available by the participating lenders through this Web site are the best terms or lowest rates available in the market. Unless expressly stated in writing, nothing contained herein shall constitute an offer or promise for a loan commitment or interest rate lock-in agreement.

By completing the pre-approval form, you understand and agree that you are submitting an inquiry as to a lending product with USA LIST FOR LESS and the lenders to whom your loan request is transmitted. By submitting the pre-approval, you are also extending an express invitation to the lender making you a loan offer to contact you by telephone at the numbers you have provided so they may assist you with your transaction, and you hereby consent to any such calls even if your phone number is on any Do Not Call list. By saving your information with USA LIST FOR LESS and/or its partners or affiliates and/or submitting a pre-approval, you give USA LIST FOR LESS and/or its partners or affiliates permission to make recorded calls to remind you of any deadlines or issues in connection with your loan request.

Your loan request may be matched to Bank Of America Mortgage Corporation, Wells-Fargo Home Mortgage, licensed mortgage lenders, which are separate companies from USA LIST FOR LESS.

100% MONEY BACK GAURANTEE

_{List For Less Money Back Policy - If you are not 100% satisfied with the service that you receive from List For Less and / or its related companies and you determine that you want to list your home with a traditional real estate agent / agency, List For Less will gladly refer you to the traditional real estate agent / agency of your chosing. You may choose any real esate agent / agency you want, as long as you inform List For Less prior to contacting or listing with the traditional real estate agent / agency. Once you have been in discussion with another real estate agent/agency about listing your home we may be unable to refer you. After your company of choice accepts our referral in writing and the confirmation of your homes closing with your agent and company of choice, we will deliver to you a full refund of the money you spent for one of the List For Less Programs up to a limit of one thousand two hundred and fifity dollars ($1,250.00).}

_{It's just that easy ... simply tell us which Traditional Real Estate Company you want to list your home with and we will contact them for you and then have your new agent / agency of choice come out and re-list your home. The good news is that your home sale will be seemless, you will incure no down time or miss any buyers and you will get a full refund from List For Less at closing. So, you have nothing to loose and everything to gain!!!}

_{Please note that when USA List For Less refers you to the agency of your choice, List For Less will receive a referral fee from the agency who lists, sells and settles your home. The money received from the referring broker will be applied towards the refund you will receive.}_{Please Be Aware - that once you have been in discussion with another agent/agency about listing your home USA List For Less will be unable to refer you and this will void the money back gaurantee. Therefore, please contact us first, so that USA List For Less may assist you best, even if it means using another company.}

LIST FOR LESS

Pay Less Because You Deserve More

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